CDCP dentist in Vaughan. We accept the Canadian Dental Care Plan

Three things: you're a Canadian resident for tax purposes who filed last year's tax return, your adjusted family net income is under $90,000, and you have no access to private dental insurance (through work, a pension or a spouse's plan). The plan is now open to all ages.

Yes. Cleanings, checkups and X-rays are covered services, and the plan allows up to three exams per year. Depending on your income tier there may be a co-pay; we confirm yours before your visit.

It depends on your family income. Under $70,000, the plan pays 100% of its fees and most visits cost you nothing. From $70,000–79,999 it pays 60%, and from $80,000–89,999 it pays 40%, with the rest due at your visit. We tell you your exact amount before treatment starts.

Not always, and clinics that pretend otherwise cause ugly surprises. The plan pays according to its own fee schedule, so a co-pay or a small fee difference can apply depending on your tier and the service. Our rule: you get the exact out-of-pocket number in writing before we start. No surprises at the desk.

Only at clinics that accept the plan, and we do, with direct billing to Sun Life, so you're not paying out of pocket and waiting to be paid back. Under CDCP rules, patients who pay the full cost themselves don't get reimbursed, which makes direct billing the only sensible way.

Through your My Service Canada Account, at canada.ca/dental, or by phone at 1-833-537-4342. Applying is free. Any call, text or letter asking you to pay to apply or renew is a scam. We can't submit the application for you, but once you're approved we handle everything on the dental side.

Yes. Coverage runs by benefit year and you reapply each spring to keep it. Your co-pay tier can change at renewal since it's based on your latest tax return. Worth double-checking before you book bigger treatment.

Purely cosmetic work like whitening and veneers isn't covered, and some services (certain crowns, for example) need preauthorization from the plan first. We check what applies to your case and handle the preauthorization paperwork for you.

Yes. Refugees and protected persons covered under the Interim Federal Health Program are welcome here, with the same direct billing and the same care.

Your CDCP member card, photo ID, and a list of any medications you take. That's it. We handle the rest, including confirming your coverage with Sun Life before your appointment.